February 2013 Blog Posts (6)

Living your Legacy

A few weeks ago, fellow Kamazooie member, Brad, posted a blog on preserving your financial legacy. At that time, I commented that I wanted to come back and talk more about the non-financial legacy so here comes that.

If you know me, or if you've read my blogs, you may have caught on that I'm a little preoccupied with legacy. Maybe its a fear of dying, or maybe it’s because I struggle with the dreaded "meaning of life". Maybe still, I've seen some great men and women and I aspire to do…

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Added by Brian Ritchie on February 28, 2013 at 4:30pm — 1 Comment

Chasing the dream...

 Ok, perhaps the title overstates it a bit. But ever since I was a young lad I liked to sing. Christmas carols, radio tunes in the back of the '67 Chevy Biscayne that was the family car and, during my teen years, at Christmas parties hosted by the Payette's in my home town of Chapleau. During the early 80s I actually performed a couple of gigs in Chapleau with home town bands. The first group, "People People",…

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Added by Lorne Alan Riley on February 24, 2013 at 3:00am — 3 Comments

Happy Family Day Weekend (at least in Ontario)

Hi there everyone, just a quick one today. 

I caught this clip last weekend about a 3-year-old girl taking her first ride on a train. …

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Added by Brian Ritchie on February 15, 2013 at 2:38pm — 3 Comments

It Took a Lifetime to Accumulate Your Nest Egg. It's Worth Protecting.

Your legacy represents a lifetime of earnings and savings - your lifetime. If it's worth a lifetime to accumulate, it's worth keeping. Preserving your wealth ensures your heirs receive the full value of your legacy.

Remember, the government will probably be an unintended beneficiary of your estate. You may be able to offset your tax liability through careful planning.

What gets taxed upon your death?

  • RRSPs and RRIFs, unless rollover exemption…
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Added by Brad Slade on February 10, 2013 at 12:54pm — 1 Comment

The Perils of Mortgage Insurance

Do you have a mortgage? Did you sign up for mortgage insurance? This is usually found at the end of the mortgage application. You answer a few simple health questions and you're done. Right? Wrong.

Here's why:

  1. The lending institution owns and controls the policy. They decide who the beneficiary is and it's not you. Not your spouse. They are. They control the use of the death benefit.
  2. Policies can be cancelled at any time without your approval.
  3. Premiums…
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Added by Brad Slade on February 10, 2013 at 11:58am — No Comments

Top 10 RRSP Tips

Hi folks,

Here are my top 10 tips to get the most out of your Registered Retirement Savings Plan:

  1. Maximize Your Contribution. A $10,000 contribution equals $4,500 in deferred tax savings (assuming your tax bracket is 45%). Got lots of contribution room? Consider a RRSP loan. The tax savings should exceed the interest paid on the loan.
  2. Contribute Early. Making a lump sum contribution in early March rather than…
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Added by Brad Slade on February 10, 2013 at 10:00am — No Comments

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Blog Posts

The Role of Metal Lab Tables in Different Industries

Posted by Jack Smith on December 11, 2023 at 3:26am 0 Comments

Metal lab tables are a staple in modern laboratory environments. They are designed to provide a sturdy and reliable surface for conducting experiments, testing equipment, and storing materials. The use of metal lab tables in laboratory settings has become increasingly popular due to their durability, versatility, and cost-effectiveness. It has also become crucial for tasks such as weighing, measuring, mixing, heating, cooling, and purifying samples, growing cultures, preparing slides,…

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Remarkable Foods for Ear Health

Posted by Jack Smith on December 8, 2023 at 7:49am 0 Comments

Proper nutrition is an undeniable cornerstone of overall well-being, impacting both mental and physical clarity. Nutrition and diet also lie at the core of good health, influencing not only our body weight, immune system, and bone density but also our hearing. While often overlooked, there is overwhelming evidence that there is a link between diet and hearing health.

If you visit any hearing aid clinic in Peterborough, the…

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4 Major Signs That Tell You That You Need A Home Ac Repair ASAP

Posted by Jack Smith on December 8, 2023 at 7:03am 0 Comments

Canadian homeowners have been relying on HVAC units to beat the summer, and while it is important to check your unit twice every year, there might be some issues that can occur from time to time. These signs can be less apparent; however, they can be crucial indicators that your AC needs repair or service. Let’s look at them in depth one by one to decide if you need to search for "home ac repair near me"…

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How To Convert A Lead Through B2B Lead Generation?

Posted by Jack Smith on November 20, 2023 at 2:08am 0 Comments

B2B marketing is a whole new ballgame that completely differs from B2C marketing. In B2B, businesses are dealing with other businesses, which means behind the scenes there are decision-makers and top executives that are needed to convert them into customers. One of the biggest challenges B2B marketers face is the inability to qualify leads despite their quantity. This is where the B2B funnel comes in. A B2B lead generation funnel is…

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